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SF Small Business Week. Celebrate Small Business.

TMC Financing: Own the business? Own the building.

#SFSBW2017 asked some of our sponsors to share insights, best practices, and examples of how they help small business owners flourish. Today we hear from TMC Financing.

What is your Company’s Mission?   

We are a small business advocate that promotes economic development through job creation and business expansion by providing funding for small and medium-sized businesses. Our motto is “if you own the business, you should own the building.” 

How does your organization support and engage the small business community?           

We provide funding for small to medium-sized businesses that will help them purchase a stable operating location for their business, providing them with security that is not possible while renting.  With the 504 Loan Program, we help business owners secure financing with only 10% down payment and below market FIXED interest rates through the life of the loan.

What tools and resources has your organization created to help small businesses tap into new opportunities to reach new customers, increase their revenue, and grow their business?      

We work with the Small Business Association to help business owners obtain the affordable financing they need to purchase commercial real estate with only 10% down through the SBA 504 Loan Program.  Owning your building can lower your occupancy costs and allow you to conserve more working capital for your business.

What are the trends you see when you think about the small business marketplace, and how will these trends shape the future of small business?       

Rents across the Bay Area are rising and it has become increasingly difficult for small business owners to afford to stay in San Francisco.  Our clients have secured their future by purchasing real estate for their business. These clients are now paying rent to themselves, not a landlord, and will in turn reap the benefits.

Can you share one brief story about how your company is helping San Francisco businesses thrive?     

Many business owners are unaware that purchasing real estate for their business is within reach. We have made it our mission to connect with local business owners to raise awareness of the 504 Loan Program. Recently, a small business owner who was about to sign a lease on a new space told us that we changed his life. This business owner is now in the process of securing a permanent home for his business and no longer has to worry about the threat of unaffordable rent that has the potential of ruining his business.

Learn about two more business TMC Financing helped last year in this inspiring video.

What words of advice or wisdom would you like to share with small business owners?

Don’t get priced out by the rising rents in the Bay Area. Secure your future and let us help you buy your building with only 10% down! Our motto: Own the business? Own the building.


Connect with TMC Financing:


Twitter           @TMCFinance

Instagram      @tmc_financing